We’re always looking for ways to give our clients an edge in today’s competitive real estate market. We’re excited to announce our partnership with MortgageDepot, a leading mortgage broker specializing in non-traditional financing solutions.
Whether you’re a real estate investor, a self-employed professional, or a high-net-worth buyer, this collaboration unlocks exclusive loan options that traditional banks can’t match.
Why This Partnership Matters
1. Access to Non-QM Loans (When Traditional Lending Falls Short)
Many borrowers don’t fit the rigid “checklist” of conventional loans, primarily self-employed individuals, investors, or those with unique income structures. MortgageDepot’s Non-QM (Non-Qualified Mortgage)loans provide alternatives, including:
- Bank Statement Loans – Use bank deposits instead of tax returns to qualify.
- Debt Service Coverage Ratio (DSCR) Loans – Ideal for investment properties based on rental income.
- Interest-Only & Asset-Based Loans – Flexible repayment options for high-earning or asset-rich buyers.
2. Highly Competitive Jumbo Loans for Luxury & High-Cost Markets
For buyers seeking luxury homes or properties in high-cost areas, jumbo loans are essential—but not all lenders offer the best terms. MortgageDepot provides aggressively priced jumbo loans with:
- Lower down payment options (sometimes as low as 10-15%).
- Better interest rates than many traditional banks.
- Flexible underwriting for high-income earners and investors.
3. Faster Closings & Personalized Service
By combining Top Realty Advisors’ market expertise with MortgageDepot’s innovative mortgage programs, we streamline the entire process, helping you secure financing faster and with fewer hurdles than conventional routes.
